Investment Planning

My goal is to holistically create an approach that provides a consistent client experience, which focuses on the relationship between the client and my firm. My objective is to actively engage my clients in the process and to utilize a comprehensive approach to financial planning.

I recommend that clients meet with me four times throughout the year on a calendar basis. I truly believe that this ongoing process is the best step to take to help you plan for your goals, because as your life progresses, your dreams and goals may also change. Below is a brief description of what each meeting will entail.

 

Goal Tracking Meeting:  This meeting will be held in the first quarter of each calendar year. We will review any life changes, confirm cash flow, review your net worth and review your progress towards meeting your financial goals. We will take action to revise any goals, when necessary.

 

Asset Allocation Meeting:  This meeting will be held in the second quarter of each calendar year. We will focus the majority of our attention around a detailed portfolio review. This will include providing a risk assessment and asset allocation review, as necessary.

 

Estate Planning Strategies / Protection Planning Meeting:  This meeting will be held in the third quarter of each calendar year. During this meeting, we will focus on your protection planning. This will include a review of your current work benefits, an evaluation of your current insurance policies, a review of your beneficiary designations and a review of your estate documents and legacy planning.

 

Tax Management Strategies / Year End Review:  This meeting will be held in the fourth quarter of each calendar year. During this meeting, we will discuss some potential tax savings strategies (if needed), review what was accomplished over the last year, review your top financial goals, re-evaluate the goal assumptions used in your financial planning, review cash flow and gather all relevant information needed for the upcoming year.

*Asset allocation and diversification do not ensure a profit or protect against loss.